Convalescent Care Plan*

Our convalescent care plan is designed to provide nursing home benefits, adult day care benefits and optional home health care benefits for convalescent care needs lasting up to 360 days.

Many seniors want nursing home coverage but find the premiums for traditional long-term care coverage too expensive. Our convalescent care plan is designed to provide benefits for short-duration stays, up to 360 days, with premiums that are often much less than traditional long-term care plans.

75 Percent of all nursing home admissions result in a stay of less than one year. However, the cost associated with a stay of just one year can easily exceed $50,000 in many areas. A Convalescent Care Plan from Sterling Investors Life may be the best solution for you.

Valuable benefits include:

• Coverage for any level of care including custodial care in any state-licensed nursing facility.
• Benefits up to $150 per day.
• Benefit period of up to 360 days.
• 20 day elimination period satisfied only once during your lifetime.
• Lifetime maximum benefits up to 720 days.**
• Coverage for care received in an adult day care.
• Durable medical equipment benefits for items such as wheel chair, residential hospital bed, oxygen equipment.
• Optional home-health care benefits.

For information about a plan that is right for you and check the availability of products in your state e-mail us or call toll free 888-377-1966.

*This is a limited benefit plan. Product availability and benefits vary by state. These policies have exclusions and limitations. This product is available in AL, AR, GA, IN, KY, LA, MS, MO, MT, NM, OH, OK, OR, PA, TN, UT, and VAat this time.
**May not be available in all states.